We have been getting a lot of requests for VA FHA and Conventional loans over the past few months.
It comes as surprise to most, that they will be required to have a Termite inspection and any corresponding repairs that are found. Some may be extensive and expensive! Va and FHA have been more demanding, as it pertains to what repairs are needed to correct any “issues” that are found. They normally require Section II items to be completed and sometimes that requires an outside contractor to come in. (faulty grades, peeling paint, cracked stucco, roofing issues, earth to wood contacts, etc).
We understand that it can be difficult when you have to pay for repairs before you can get the house refinanced. Rest assured, we are always willing to work with everyone, in every situation. Being a smaller, family-sized company and native San Diegans, we do everything in our power to get things done, so you can close your loan on time. Unlike other companies, we genuinely care about your situation and take a personal approach with our inspections.
Please email or call us for any questions you may have, we’ll happy to help!